At Your Own Chance – ten Countries Where Journey Insurance policy Will not Be Able To Aid You

The foreign and commonwealth office draws up an in depth list of nations that ought to not be travelled to fairly frequently and it is from that our, and other international journey insurance providers’, underwriters choose which nations around the world travel insurance policies ought to be offered for. We look at the govt journey advice and choose from that whether or not we can provide insurance policies to travellers.

Though world-wide vacation insurance policies does, by its nature, protect the greater part of the planet, the present local weather guarantees that there are some spots the place the chance of incident indicates that British isles travel insurance policies providers are not able to offer you security. Thankfully, the listing is very clear of the vast majority of popular holiday locations, and you’re unlikely to have your large vacation strategies affected. The most most likely team to have their journey plans altered by the foreign office’s travel advice are enterprise travellers.

The international office’s vacation guidance is not to travel to the pursuing international locations, even if it signifies shedding business – the chance from the warzones shown underneath is just also excellent to make the reward well worth the danger:

This is our best ten international locations to steer clear of travelling to, and the motives for the high threat factor! The chance is significantly from conclusive (the foreign office’s travel suggestions lists a lot of a lot more nations around the world), but to me, these are the ones that all travellers must steer clear of like the plague:

10) Liberia

Economic hardship in Liberia is currently creating outbreaks of violence common, and foreigners (specifically westerners) are at danger targets because of to their affluence. This further chance of incident ensures that no United kingdom travel insurance policy company would danger providing you go over if you select to check out Liberia

9) Nepal

Occasional acts of terrorism and political violence in city locations make Nepal off-restrictions for individuals who want to get journey insurance coverage. In September this calendar year, a few practically simultaneous bombs went off in the funds of Kathmandu, killing 3 and injuring a lot of innocent bystanders.


Haiti is regarded as off limitations to a lot of travellers on account of the substantial threat of kidnappings and civil unrest that is distinguished. At the time of writing, there have been twelve kidnappings of American travellers in 2007 – mainly felony in nature. In the past, these kidnappings have ended in bodily and sexual assaults and shootings. The potential for spontaneous protests and demonstrations has also been recognized to end result in unforeseen violence, working day or night. It’s no surprise that the government’s travel guidance is not to vacation here!


Owing to the high stages of terrorist action in Yemen, westerners are recommended to steer clear of Yemen. If this is not achievable, then all travellers are inspired to keep vigilant and to hold a lower profile to stay away from assaults or kidnapping. The predicament is so grave that the US Embassy usually restricts American citizens from certain accommodations, eating places and shopping regions.


The Gaza Strip and West Lender has witnessed immense violence in modern months amongst Israeli and Palestinian factions, and shootings, kidnappings and violence demonstrations have transpired in each and every. The region’s continued instability helps make journey to Israel broadly recommended from – the chance of abduction or even worse tends to make vacation insurance policies not possible to get.

five)Democratic Republic of Congo

The democratic republic of Congo continues Passover hotels to be a single of the most dangerous locations to journey in Africa, exactly where violence, neglect and corruption has still left the place distinctly destroyed. Battling erupted in the streets of Kinshasa in March this 12 months, and the situation stays volatile regardless of the immediate menace of violence calming down. Journey exterior of Kinshasa is challenging and harmful with security, specifically in the north and effortless, getting unstable. Any traveller brave sufficient to travel to the Congo ought to be really careful, avoid the North Kivu district which is the backdrop to armed conflict between federal government troops and army rebels, stay away from crowds and preserve a shut eye on local media.

4)Burma (Myanmar)

Whilst the human legal rights circumstance can make Myanmar an ethically uneasy location to go to, presently there is a good deal of personalized risk included as nicely. All through September, the anti-government protests sparked a violent crackdown from the authorities and manufactured global headlines. Even though the dusk-til-dawn curfew imposed in some of the towns has been lifted, it even now stays an unsure time to visit the nation and you happen to be unlikely to locate any world-wide travel insurance organization who will insure you.


Colombia continues to be one particular of the most hazardous spots to journey in the planet thanks to the crime the region suffers from. The illicit drug trade in urban areas this sort of as Cali and Buenaventura indicates that there is usually a high risk of violence, although the a lot more rural places expose website visitors to the place at threat from narcoterrorist teams who will typically kidnap civilians to use for ransom or to achieve media focus. In a natural way Uk travel insurance policies companies are loathe to insure travellers who decide on to dismiss these warning and journey to Colombia anyway.


With the war on terror in Afghanistan nonetheless clean in the thoughts, it’s no shock that the country stays a big no-go spot. Western visitors are evident kidnap and assassination targets, as several of the disbanded Taliban and Al-Qa’ida forces stay at large and hostile to the new regieme. Additionally, the region remains unsafe because of to tribal teams, explosive units, landmines, military functions and acts of terrorism. Unsurprisingly, the government’s vacation suggestions is to avoid travelling right here at all costs!


Presented the large profile mother nature of western kidnappings by a variety of insurgent groups, and the regular acts of terrorism and hostility to Western troops, it is no surprise that no journey insurance coverage companies will insure travellers to the troubled nation. The instability is triggered by a variety of groups – Ba’ath regime remnants, transnational terrorists and felony aspects have been acknowledged to attack convoys en-route to venues, hotels, dining places, checkpoints and law enforcement stations.